First Time Buyers
Buying your first home is one of the most exciting times of your life, but it can also be overwhelming. We’re here to walk you through that process from start to finish, guiding you along the way till your dreams are fulfilled. We will look at your unique circumstances and find the best solution for you whether that would be a via a government scheme, finding a lender who will accept a gifted deposit or even a low deposit. You have the peace of mind knowing that we will source the best solution for you, allowing you to focus on the more important things such as the colour schemes for your new home.
Home Movers
Whether you’ve outgrown you existing home, wish to downsize or relocate, we will work with you to ensure that we find the right mortgage for you. We will start by looking at your current lender and assess options available to you from over 70 lenders as well as exclusive rates and only then will the most suitable option be recommended. We will be on hand to advise you through the process from the beginning, liaising with lenders and solicitors till the end of the process and beyond ensuring that the protection policies you have in place are still relevant and suit your needs. .
Remortgages
Maybe you’re simply looking to secure a better rate? But if your circumstances have changed we may be able to help you lower payments, reduce or extend your term, offset your savings, raise funds or consolidate debt? After discussing your needs, and upon reviewing over 70 lenders including exclusive rates available only PRIMIS we’ll identify the most suitable option for you and be there to walk you through every step of the process whilst liaising with lenders and solicitors until your remortgage is complete.
Buy To Let
This is a highly specialist market and requires great care. It maybe that you are considering your first buy to let property as an investment or you are an experienced portfolio landlord. As such we will assess all factors such as your financial circumstances and ensure that the rental income is sufficient to pass the relevant stress test so there are no disappointments. Only then will we recommend the most appropriate lender and mortgage deal for you. Our expertise enables us to know which lenders will suit your specific circumstances allowing you to build your portfolio.
Specialist Lending
We also work with specialist businesses and lenders who can offer solutions to more complex lending requirements such as:
– Holiday Lets
– Refurbishment Buy to Lets
– Retirement Lending
– Bridging Finance
– Second Charge Mortgages
– Commercial Lending
– Self Build Mortgages
– Equity Release
If you have a specific requirement get in touch.
We are proud to be part of the PRIMIS Mortgage Network, winner of the 2019 Mortgage Introducer’s “Network of the Year” award and the Financial Reporter’s “Best Network” award.
PRIMIS supports Mortgage and Protection Financial Services with access to bespoke mortgage sourcing technology and shared expertise amongst many of the top firms in the mortgage sector.
Some of the products/services shown above are not or may not be regulated by the Financial Conduct Authority.
Equity Release will reduce the value of your estate and may affect your entitlement to means tested benefits and tax status
You are strongly advised to register a lasting power of attorney to mitigate the risks associated with managing financial affairs in the event of cognitive decline
WE ARE NOT AUTHORISED TO PROVIDE ADVICE FOR EQUITY RELEASE PRODUCTS. THIS WILL BE PASSED TO A SUITABLY QUALIFIED AND AUTHORISED SPECIALIST. TO UNDERSTAND THE FEATURES AND RISKS ASK FOR A PERSONALISED ILLUSTRATION. AN EQUITY RELEASE PRODUCT WILL REDUCE THE VALUE OF YOUR ESTATE, WILL NOT BE SUITABLE FOR EVERYONE AND MAY AFFECT YOUR ENTITLEMENT TO STATE BENEFIT
We are unable to provide you with advice on commercial mortgages, bridging finance and second charge mortgages. However, we can introduce you to an authorised and regulated Financial Adviser who can provide you with specialist advice.